L O A D I N G

Features of Shaivites Connections Pvt. Ltd

Shaivites Connections Pvt. Ltd excels in precision-targeted service provider across various verticals, including health insurance, debt settlement, final expenses, car insurance, and home security. Our customizable solutions, data-driven strategies, transparent reporting, and dedicated support team ensure optimal results and compliance with industry standards. With a proven track record of success, we're your trusted partner for high-quality services that drive business growth. Contact us to elevate your business with our exceptional features.

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Affordable Care Act (ACA)

The Affordable Care Act (ACA), also known as Obamacare, is a comprehensive health care reform law enacted in March 2010. Here are its key features:

  • 1. Making Health Insurance Affordable:

    • *Premium Tax Credits: Consumers with incomes between 100% and 400% of the federal poverty level (FPL) receive subsidies to lower their health insurance costs

    • *Medicaid Expansion: The law encourages states to expand Medicaid coverage to include all adults with income below 138% of the FPL (although not all states have done so).

  • 2.Innovative Medical Care Delivery: The ACA supports innovative methods to reduce overall health care costs.

  • 3.Preventive Care and Health Insurance Market Reforms:The law addresses health insurance coverage, health care costs, and preventive care.
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U-65(Under-65 Health Insurance)

U65 health insurance, also known as under-65 health insurance, is a type of health insurance offered under the Affordable Care Act (ACA) for individuals who are below the age of 651.


  • The different types of U-65 plans available:

    • *Bronze U65 Plan: This plan has the lowest monthly premiums but also the highest out-of-pocket costs. It covers essential health benefits like preventive care, hospitalization, and prescription drugs. However, it requires a higher deductible and copay for services. The Bronze U65 plan is suitable for generally healthy individuals who don’t need frequent medical care.

    • *Silver U65 Plan:The Silver U65 plan strikes a balance between monthly premiums and out-of-pocket costs. It covers essential health benefits with a lower deductible and copay compared to the Bronze plan. It’s a good choice for individuals who need regular medical care while keeping premiums affordable.

    • *The Gold U65 plan: offers comprehensive coverage, including essential health benefits and additional services like vision and dental care. It has a lower deductible and copay than the Silver and Bronze plans but comes with a higher monthly premium. Opt for this plan if you require frequent medical care and want comprehensive coverage.
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Final Expense Insurance

Benefits of Final Expense Insurance:


  • 1.  Final expense insurance can relieve the worries of your family members because it provides them with money they may need to pay expenses related to your death.

  • 2.  It can be a welcome choice for people who can't get any other insurance due to their age or health but want to ease some financial burdens for loved ones.

  • 3.  It's affordable due to the lower coverage amount.

  • 4.  This type of insurance policy builds a cash value over time, so you may borrow from it or use it as collateral during your lifetime.

  • 5.  The premium amount never changes, which can be helpful for budgeting.

  • 6.  Coverage is guaranteed.

  • 7.  The policy cannot be canceled, even if your health deteriorates.

  • 8.  The death benefit, while aimed at final expenses, can be used for whatever a beneficiary decides is best—a legacy nest egg, mortgage payments, credit card debt, and more.
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